CAFO, INC. ("CAFO")
Sign-In and Authority
Information pertaining to your access to the Services and the password protected portion of the Site (if permitted), including any "User Ids" or passwords, has been communicated to the person within your organization who has been held out as or otherwise indicated to CAFO as having the authority to make decisions on your behalf (the "Administrator"). If the Administrator does not have the authority to make decisions on your behalf with respect to accessing the Site and Services, please contact CAFO immediately.
Important Notice and Disclaimer Regarding Information
The Site and Services may provide (but is not obligated to provide) you and the Users with the opportunity to view certain account information pertaining to your customers and clients and submit information or request certain quotations for the insurance products that CAFO offers. In using and accessing the Services, you and the Users shall only view and obtain Information pertaining to you and/or your clients or commence the process of facilitating a quote (to the extent such service is available) for your clients and not for any other person or entity. CAFO's response to any submission of information for a quote by you and the Users shall not be deemed to be an offer or acceptance of an offer for any products or services provided by CAFO. Only the submission of such application through the standard application procedures (which does not include electronic communications) shall be considered an offer to CAFO (with CAFO having the opportunity to respond). CAFO shall not be required to accept any offer and the receipt of any information by you and the Users and CAFO's response to such information (including initiating or further responding to the insurance quotation and purchase process) shall not create any obligations of CAFO to provide insurance or to otherwise follow through on any Service, product or transaction.
You represent, warrant and covenant that you and the Users all rights necessary to access the Information on this Site and have obtain all rights and consents necessary to disclose all the information disclosed hereunder, including, when seeking a quotation.
Notwithstanding anything herein, nothing in this Section 5 shall require that CAFO provide you with access to the Site or Services.
Authorized Use: Copyrights and Trademarks
You and the Users may only use Information to further your relationship with your clients who are insured through CAFO and not for any other purpose. You and the Users shall not use Information pertaining to one of your clients for the benefit of another.
Limited Availability, Eligibility
Your Responsibilities for Protecting Your Information
You agree that you will be solely responsible for the User IDs and passwords that are provided to you and the Users (as such passwords may be changed from time to time in accordance with the procedure set forth in the Site) to log in to the password protected portion of the Site. CAFO utilizes reasonable security technologies to protect personal or confidential information. However, the security of this information depends in part on the security of the computer you use to communicate with CAFO, the security you use to protect your User IDs and passwords and those of the Users, and the security provided by your Internet access services provider. CAFO is not responsible for the security of your Internet access services provider; you should review the security and privacy policies of your Internet access services provider carefully. Information that you pull up via this Site may be stored on your computer or those of the Users during your session for your convenience. If non-authorized individuals have access to your or the Users' computers or your or the Users' User ID and password, they may be able to access this information. In any area of the Site requiring a password, you and the Users should log off the Site when you or they are done viewing information or whenever you leave your computer. CAFO is not responsible for the security or privacy of information communicated to or from such a computer. Finally, you and the Users shall keep any correspondence you receive relating to this Site or the Services (including, but not limited to, your User ID, passwords, other registration information, emails, order information, or any other information) confidential and in a safe place and not disclose it to any third party. You will be responsible and liable for all communications and actions that take place through the use of your User ID and the User's User IDs including without limitation any actions that occur in error or without your authorization. Accordingly, it is your responsibility to notify CAFO immediately if any password has been stolen, leaked, compromised or otherwise used without proper consent.
Limitation of Liability
IN ANY EVENT, AND WITHOUT LIMITING THE FOREGOING, CAFO'S MAXIMUM TOTAL CUMULATIVE LIABILITY TO YOU SHALL BE AN AMOUNT NOT GREATER THAN $100.00.
THE LIMITATIONS IN THIS SECTION 9 SHALL ALSO APPLY TO CAFO'S LIABILITY TO THE USERS.
SOME OF THE CONTENT ON THIS SITE OR THE SERVICES MAY BE PROVIDED BY THIRD PARTY CONTENT PROVIDERS AND USERS. CAFO HAS NO CONTROL OVER SUCH THIRD PARTY CONTENT AND SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY OPINIONS, ADVICE, STATEMENTS, SERVICES, OFFERS OR OTHER INFORMATION GIVEN OR PROVIDED BY THIRD PARTIES (INCLUDING MERCHANTS AND LICENSORS) AND YOUR USE OR THE USE OF THE USERS THEREOF OR RELIANCE THEREUPON.
CAFO MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY, RELIABILITY, OR COMPREHENSIVENESS OF CONTENT ON THIS SITE, THE SERVICES AND THE INFORMATION. THIS SITE, THE SERVICES, AND THE INFORMATION ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. CAFO DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, WITH REGARD TO THE SITE, THE SERVICES AND THE INFORMATION, INCLUDING, ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT AND THOSE ARISING FROM A COURSE OF DEALING OR USAGE OF TRADE. CAFO CANNOT AND DOES NOT GUARANTEE OR WARRANT THAT THE FILES AND OTHER CONTENT AVAILABLE FOR DOWNLOADING FROM THIS SITE AND ANY SERVICE WILL BE FREE FROM INFECTIONS OR VIRUSES, WORMS, TROJAN HORSES, OR OTHER CODE WITH CONTAMINATING OR DESTRUCTIVE PROPERTIES. YOU HEREBY AGREE TO RELEASE AND HOLD HARMLESS CAFO FROM AND CAFO SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY AND ALL CLAIMS, LOSSES, EXPENSES OR DAMAGES RELATING TO ANY DISCLAIMED WARRANTY DESCRIBED IN THIS PARAGRAPH.
THE INFORMATION OR THE CONTENT PROVIDED OR AVAILABLE IN ANY SERVICE OR IN THIS SITE IS NOT AND SHALL NOT BE CONSTRUED AS FINANCIAL OR LEGAL ADVICE. CAFO MAKES NO REPRESENTATION REGARDING THE ACCURACY OR IMPORTANCE OF ANY SERVICES. INFORMATION RECEIVED VIA THIS SITE OR THE SERVICES SHOULD NOT BE RELIED UPON FOR PERSONAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION. THE INVESTOR RELATIONS SECTION OF THIS SITE (INCLUDING, WITHOUT LIMITATION, STOCK QUOTES, STOCK CHARTS, AND FILINGS WITH SECURITIES REGULATORS) AND ANY ADDITIONAL CONTENT (COLLECTIVELY, "INVESTOR MATERIALS") IS PUBLISHED SOLELY FOR INFORMATION PURPOSES AND IS NOT A SOLICITATION NOR AN OFFER TO BUY OR SELL ANY STOCK, MUTUAL FUND, OR OTHER SECURITY. THE INVESTOR RELATIONS MATERIALS DO NOT ATTEMPT OR CLAIM TO BE A COMPLETE DESCRIPTION OF THE SECURITIES, MARKETS, OR DEVELOPMENTS REFERRED TO IN THE MATERIAL. ALL EXPRESSIONS OF OPINION ARE SUBJECT TO CHANGE WITHOUT NOTICE. THE INVESTOR RELATIONS MATERIALS ARE OBTAINED FROM INTERNAL AND EXTERNAL SOURCES WHICH CAFO CONSIDERS RELIABLE, BUT CAFO HAS NOT INDEPENDENTLY VERIFIED SUCH INFORMATION AND CAFO DOES NOT GUARANTEE THAT IT IS ACCURATE OR COMPLETE. BY USE OF THIS SITE CAFO DOES NOT UNDERTAKE TO ADVISE ANYONE. CAFO, ITS EMPLOYEES, AND OFFICERS AND DIRECTORS, MAY FROM TIME TO TIME HAVE POSITIONS IN THE SECURITIES MENTIONED AND MAY SELL OR BUY SUCH SECURITIES. INVESTMENT PRODUCTS ARE NOT BANK DEPOSITS OR INSURED BY THE CDIC OR FDIC OR OTHER ENTITY AND ARE SUBJECT TO INVESTMENT RISKS, INCLUDING LOSS OF PRINCIPAL.
Entire Agreement: Jurisdiction and Choice of Law and Forum
Relationship of the Parties
Relationship of the Parties
- respond to any questions or submissions you may send us;
- communicate other information as necessary to administer the Site and its Services; or
- unless you have opted not to receive such communications, send you email communications about information we think you will find useful including announcements about new products and services. You may withdraw your consent to receiving promotional communications at any time by calling toll-free 800-387-1558.
Links To Other Websites
Inspection, Correction, and Removal of Information
Loans may be subject to credit approval.