Benefits of working with us

Progressive solutions. Lasting relationships.

Our partnership approach

We've been providing client-focused premium finance solutions longer than anyone in Canada and offer expertise, personalized service and customer focus that is second to none.

Platform

Our state-of-the-art quoting and account look-up systems–with dedicated support–help brokers meet their customers' needs quickly and efficiently.

Products

We have a broad product line to support your customers' needs. From commercial and personal lines to large complex loans, we've got you covered.

Professionals

Our unparalleled customer service, training and support are always available to help you work through complex transactions and answer questions.

Experience in complex accounts

Our in-house underwriting resources have the experience and knowledge to handle the most challenging, complex accounts where standard plans may not be the customer's best choice.

Substantial funding capacity

Unlike some premium finance providers, we source our own funds enabling us to offer attractive rates, customized plans and add-on programs based on our low cost of funds.

The benefits of premium finance

Premium financing lets an organization reallocate cash that would otherwise be committed to lump-sum advance payments for commercial insurance. Typically, the business applies this cash towards better use as operational capital—for growing the business and investing in people, equipment, facilities, research and expansion. Plus, many organizations, such as those with seasonal business, take advantage of the ability to match revenue streams to repayment schedules.

Premium financing facilitates control over cash flow because the insured business spreads insurance costs over a specified payment period. And, in some cases, premium financing makes it possible for companies to afford the full and proper insurance coverage they need but might not otherwise commit to buying.

Additionally, a premium finance loan also may grant the insured borrower an additional credit facility without disturbing existing credit arrangements. The premium installment contract is simple and easy to understand—a straightforward two-page document that complies with regulatory statutes in Quebec and Canada.

How can we help?

Discover our solutions

We provide customized, real-world solutions to brokers and their customers.

Contact us

Interested in establishing a relationship with us? Let's start a conversation.

Loans may be subject to credit approval.